Business Insurance

Two Men Standing in a warehouse

At Welch, Graham & Ogden Insurance, we care about your company’s protection!

Do you own a business in Virginia? Commercial insurance is necessary to keep your business and your employees covered in the event of an accident or emergency. Of course, there are thousands of different businesses with hundreds of different needs. To put things into perspective for you, there are:

  • Over 567,000 small businesses in Virginia
  • Over 526,000 small businesses in Maryland
  • Over 59,000 small businesses in Washington DC

Each of these businesses has different insurance needs. Because of this, Welch, Graham & Ogden Insurance has a variety of insurance offerings for companies. Do you have a company vehicle? If so, commercial vehicle insurance is necessary. Do you have employees working under you? If so, workers compensation is necessary. The bottom line is that it’s important to understand the needs of your company.

If your company owns property, commercial property insurance can help keep you covered if there is an accident on the premises. Property insurance is also helpful in the event of a covered natural disaster or other incident that causes structural damage.

Property insurance is most beneficial to most businesses, including Homeowner’s Associations – which we can protect! If your association runs a condo complex, you will be held liable for damages to public areas, such as the hallways or stairwells. Fortunately, Welch, Graham & Ogden Insurance has the solutions for your unique association.

Liability insurance is also a necessity for most companies. We offer many types, from general liability to professional liability and others.

For companies with employees, workers compensation, as well as standalone workers comp can be helpful. In fact, this is a requirement for most businesses with employees. In Virginia, Maryland, and Washington DC, workers compensation insurance is required. However, waivers are permitted. It’s also smart to have, since it can help if an employee gets hurt on the job.

The Protection Your Business Deserves

At Welch, Graham & Ogden Insurance, we make sure that you get the coverage you need for your company. We talk with you to make sure that you don’t get something that your company won’t need. We pride ourselves on integrity and honesty. You’ll find it in every dealing you have with our agents. If you ever need to ask questions or file a claim, our agents are here to help.

When you’re ready for a quote, give us a call at 703-530-1300. We’re here to listen and to put together the right business insurance package for your company. We make your company’s financial security our mission.